Why Finance Through Gregory Hyundai?

Dealership financing is convenient.

Convenience is a major benefit of dealership financing. A dealership finance manager submits your information to various lenders to find the best deal for you, depending on your circumstances. The dealership will help you can get everything done in a single visit — the test drive, the trade evaluation (if applicable), the paperwork completion, and the loan approval. You can then take your new (or new to you) vehicle home with you within a few hours.

Trading in a vehicle offers a tax advantage.

You can sell your current vehicle privately, but trading your vehicle in at a dealership can save you money on sales tax versus selling privately. In most states, you receive a sales tax credit for the difference between what you got for your trade and the price of your new vehicle.

Dealerships often offer longer terms and lower monthly payments.

Dealerships can offer personalized deals that you may not get through your banking institution, such as longer loan terms. You can often finance for terms up to 72 months, which means you can negotiate a lower payment that fits your budget.

New vehicle dealerships can offer incentives for new vehicles that outside banks and credit unions cannot.

New vehicles come with the possibility of a plethora of incentives, including low APR rates, customer loyalty cash, and sometimes even cash for competitive models, as well as rebates and discounts that change each month. If you're looking for a new vehicle, it makes sense to go with dealership financing with the power of the OEM financing behind it.